📊 Lender Cash Flow & Annualized Yield
Upfront Cash Collected at Closing (Points + Fees)
$9,575
Monthly Interest-Only Payment Received
$3,114.58 /mo
Total Interest Collected Over Loan Life
$18,687.50
Total Net Lender Profit on Deal
+$29,662.50
Effective Annualized Lender Yield (IRR)
18.25% APR
💰 Velocity of Capital: Charging 2.5 points on short 6-month fix-and-flip loans boosts your effective annual return from 11.5% note rate to over 18.2% net yield.