Commercial Equipment Lease vs Buy Solver
Compare total capital outlay between equipment leasing agreements and purchasing with Section 179 first-year tax write-offs.
⚙️ Fleet Cost & Financing Terms
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Tax Shield & Purchase Assumptions
📊 Net After-Tax Total Cost Comparison
Most Economical Strategy
Purchasing (Ownership + Section 179)
Net Buy Cost
$114,800
Net Lease Cost
$118,800
Sec 179 Tax Saved
$33,600
Lease Total Net Outlay
$165,000 gross - $46,200 tax write-off (60 mos @ $2,750/mo)
Purchase Total Net Outlay
$160,500 total outlay - $33,600 Section 179 deduction
Financial Advantage
$4,000 total cash advantage over 5 years