How do I calculate Loan Matcher accurately?

To calculate Loan Matcher, enter your baseline inputs, operating metrics, and margin targets into the solver. The engine calculates real-time net yield, ROI, cash flow, and sensitivity curves instantly.

Is this Loan Matcher calculator free to use and export?

Yes, this Loan Matcher calculator is 100% free with no registration required. You can run unlimited scenarios, stress test risk variables, and export audit-ready PDF/CSV memos.

Can I embed this Loan Matcher calculator on my website?

Yes, you can embed this responsive calculator directly on your blog, website, or client portal using our free 1-line iframe embed snippet.

Commercial Debt & SBA 7(a) / 504 Loan Matcher

Model commercial bank debt service, SBA 7(a) and 504 loan amortization, Debt Service Coverage Ratio (DSCR), down payment equity requirements, and post-debt cash-on-cash yield.

⚙️ Deal Size & NOI Metrics

Purchase Price / CAPEX ($)

Annual NOI ($/yr)

Down Payment (%)

Loan Term (Years)

Interest Rate (%)

📊 Debt Service & DSCR Qualification

Monthly Debt Service Payment

$6,043/mo

DSCR Coverage 1.59x

Required Equity $85,000

Post-Debt CoC 50.0%

✅ Strong SBA 7(a) / 504 Match

Your DSCR exceeds the 1.25x institutional bank threshold. Lenders will readily approve this loan structure.

Financed Loan Principal $765,000 financed principal over 25 years @ 8.25% fixed

Net Cash Flow in Pocket $3,541/mo net cash flow into your pocket after debt ($42,484/yr)

Institutional Lending Network

🏦 Match Your Deal with Pre-Approved SBA 7(a) & 504 Lenders

Compare competitive terms from over 40+ national preferred SBA commercial lenders with zero hard credit inquiries.

🚀 Connect with SBA Lenders →

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Add this interactive tool to your real estate, construction, or financial website. Free embed code with zero branding locks.