How does the Real Estate Wholesaling MAO Calculator calculate investment returns?

This calculator models net cash flows, cap rates, debt service coverage ratios (DSCR), and internal rate of return (IRR) by accounting for gross revenue, vacancy allowances, operating expenses, and debt amortization.

What expense ratios are recommended for rental underwriting?

Standard real estate underwriting reserves 5%–8% for property management, 5% for economic vacancy, and 5%–10% for ongoing maintenance and capital expenditure (CapEx) reserves.

Can I export these pro-forma financial schedules?

Yes, you can export your complete pro-forma underwriting model directly to CSV, Excel, or printable PDF format for lender presentation.

Real Estate Wholesaling & Off-Market

Wholesaling MAO Formula Engine

Apply the professional 70% rule: MAO = (ARV × Rule %) – Rehab Costs – Wholesale Assignment Fee to ensure you never overpay for a distressed property.

Deal Underwriting Inputs

After Repair Value (ARV)

Investor Target Rule (%)

Est. Rehab / Repair Budget ($)

Desired Assignment Fee ($)

Seller Asking Price ($)

Deal Viability & Maximum Offer

Your MAO to Seller $178,000 Contract ceiling

End Buyer Price $193,000 Cash buyer purchase

Cash Buyer Profit $102,000 Flipper margin

Wholesale Fee $15,000 Your assignment check

Spread vs Asking -$12,000 Negotiation gap

Deal Verdict VIABLE Under 70% threshold

Underwriting Rental Holds or BRRRR Deals?

Analyze refinance equity recovery and cash-on-cash returns with our free BRRRR tool.

BRRRR Sizer

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